Commercial Mortgage Finance

TX Capital Commercial Lending

HOMEABOUTSERVICESCLIENTSCONTACT USPage 10HOMECommercial RE FinancingEquipment FinanceEquipment TermsCONTACTHOMEEquipment LeasingTo help our customers grow, we offer funding facilities backed by the financial resources & expert sales & credit personnel of our company & partners. We structure capital leases, operating leases & equipment finance agreements. Fast credit decisions, Quick turn around time, Seasonal & Skip payments.Commercial Real EstateWhy is TX Capital Commercial Lending your capital advantage?We can place loans others can't. Today, borrowing money can mean terms that are ridged, will come due in a few years and require a banking relationship.We can provide terms that go out to 30 years, fund anywhere in the US, provide competitive rates, finance special use properties, and fund non-owner or investor owned deals.New PartnerWhether you're buying an office or apartment building, a retail property or are seeking other commercial financing, call TX Capital Commercial Lending today and put our experience at work for you.

A national commercial lender with almost a decade of service.New ClientCommercial Real Estate and Equipment Finance available in all 50 states.NewsWith another 13 million people moving to Texas in the next 20 years, many investors will be looking to make smart investmentsin the state’s bright future.ABOUTAquisition, Rehab, ConstructionMulti-Family 5+ UnitsHealthCare - Intermediate care, board and care, residential care, skilled nursing facilities, and assisted living facilitiesHospital - High leverage, fixed rate, long‐term, self‐amortizing, non‐recourse, assumable, first lien mortgage debt for the New Construction, Modernization, Remodeling, Equipment or Expansion of Hospitals.Conventional Owner and Non Owner

Tier I Multi-Use - $100K to $4 million 60% LTV or max 80% CLTV Industrial, Manufacturing, Office Buildings, Office Condo, Single Tenant

Medical Office, Medical Condo, Retail, Anchored Strip Malls, Office/Warehouse

Light Automotive Service Repair Facilities, Auto Tire and Brake Centers, Day Care, Funeral Homes, Auto Service, Assisted Living Care, Grocery Store, Self Storage

Tier II Special Use - $100K to $3 million 50% LTV or max 70% CLTV Bowling Alleys, Ice Rinks, Movie Theaters, Unanchored Strip Malls, Bed and Breakfast, Aircraft Hangers, Golf Courses, Country Clubs and Special Use Real Estate considered if an established business (no new startups)

Agency (SBA, USDA) Start Up Financing

Up To 90% Financing

7a Owner Occupied - Purchase or refinance commercial, industrial, retail real estate; purchase inventory, equipment, furniture; leasehold improvements; refinance debt; term working capital504 Owner Occupied Purchase of commercial real estate; purchase of equipment that can be depreciated over ten years. Lender: 50% 1st position loan; Borrower: 10% down payment; SBA: 40% 2nd position loanUSDA Commercial financing for rural businesses; creating and saving rural jobs; improving economic climate of rural communities.0SERVICESBenefits of LeasingGiven today's economic climate and the rapid pace of technological obsolescence, more than eighty percent of all U.S. companies utilize lease financing according to the Equipment Leasing Association reports. Leasing provides an excellent alternative source of capitalThe benefit of a Non-Tax/Capital Lease is that it can take advantage of Section 179: expense up to $250,000 if the equipment is put in use in 2009.Commercial

 Aircraft  Computers  Construction  Furniture/Fixtures  Graphic Arts  Machine Tool Industrial  Manufacturing  Medical Networking Equipment  Printing  Restaurant

 Software  Telecommunication  Trucks & Trailers  Specialty Vehicles  Marine

What You Can LeaseWhether you need high tech computers, technical manufacturing equipment or office furniture, just about any type of equipment that generates income or saves time and labor can be leased. Computers, faxes, copiers and IT equipment Printing presses and computer-aided design systems, Office furniture and cash register systems, Specialty commercial vehicles, Medical equipment, And more.....100% FinancingHealthCare

Cardiac Centers  Cosmetic Surgery Dental Practices  Diagnostic Imaging

 Dialysis Facilities  Gastroenterology  Hospitals  Medical Clinics  Neurology

 Nursing Homes  Oncology Centers  Pain Management  Plastic Surgery

 Sleep Centers  Specialty Hospitals  Sports Medicine  Ambulatory Surgery Centers

 Ophthalmology Practices  Private Physician Offices  Veterinarian Hospitals

 Rehabilitation Centers Urgent Care

Conservation of cash – Leasing doesn't require the cash outlay of a purchase

Longer terms, lower payments

Periodic equipment updates – Reduce obsolescence risks with life cycle management

Purchase options – At lease end, purchase at agreed upon price or return

100% financing

Simplified documentation – Minimal paperwork

Customized lease options and payment plans Alternatives to meet your cash-flow

Time value of money benefits – Acquire equipment with today's cheaper dollars

CLIENTSCustomized lease options and payment plans • 90 Day Deferral: helpful when equipment does not generate income right away.

- Payments of $25.00 for the first 3 months then normal term at the determined factor

- Irregular Payment Schedule B is needed

- Payment in advance as security deposit

• Interval Payments: for customers that need annual, semi-annual, or quarterly payments

• 6 x $99 Program: OEM or dealer’s who need an exceptional tool for trade shows or other promotions. Great for start ups with an eye on cash flow.

- Customer pays 2 security deposits totaling $198.00

- First 6 payments are $99.00 followed by 30, 42, or 54 payments at the determined factor

• 60 Day Deferral: The OEM or dealer offering terms when customers can't afford to buy now.

- Customer pays the security deposit with documentation and then is not invoiced until 60 days after funding (since it’ll be billed in arrears, this is actually a 90 day deferral)

- Irregular Payment Schedule B is needed

• $20.00 Security Deposit Program: minimal up front costs.

- Customer pays a $20.00 security deposit; payments calculated at the determined factor

• 7 x $100 Program: OEM or dealer’s great selling tool for specials/promotions. Great for start ups with an eye on cash flow.

- Customer pays a $100.00 security deposit; first six payments at $100.00

- Remaining 30, 42, or 54 payments are at the determined factor

CONTACT USContact Us Contact512-680-0623 cell512-255-LOAN officeE-mail: Money (at) TXcapital.comPage 10HOMEABOUTSERVICESCLIENTSCONTACT USPage 10©CompanyName 2008-2009 All human and animal rights carefully reserved and preserved.